Terms of Service

Acceptance of Terms

By accessing and using the Kuludra Milaj website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.

These Terms constitute a legally binding agreement between you and Kuludra Milaj LLC. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of our services after any changes indicates your acceptance of the modified Terms.

Company Information

Description of Services

Kuludra Milaj provides trading education services, including but not limited to:

• Online and offline trading courses and educational programs
• Educational materials, resources, and content
• Mentoring and coaching services
• Market analysis and educational insights
• Access to our website and digital platforms

Our services are for educational purposes only and do not constitute financial advice, investment recommendations, or trading signals. All trading involves risk, and past performance does not guarantee future results.

User Obligations

As a user of our services, you agree to:

• Provide accurate and complete information when registering or enrolling in courses
• Use our services only for lawful purposes and in accordance with these Terms
• Not share, distribute, or resell our educational materials without written permission
• Respect the intellectual property rights of Kuludra Milaj and third parties
• Not engage in any activity that could harm or interfere with our services
• Maintain the confidentiality of your account credentials
• Comply with all applicable laws and regulations

Prohibited Uses

You may not use our services to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our website or services
• Engage in any form of harassment or abusive behavior
• Use our services for commercial purposes without authorization

Intellectual Property

All content, materials, and intellectual property on our website and in our educational programs, including but not limited to text, graphics, logos, images, videos, software, and course materials, are the exclusive property of Kuludra Milaj LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our educational materials solely for your personal, non-commercial educational purposes. You may not:

• Reproduce, distribute, or publicly display our materials
• Create derivative works based on our content
• Use our materials for commercial purposes
• Remove or alter any copyright or proprietary notices

Payment Terms

Course fees and payment terms will be clearly communicated before enrollment. By enrolling in our courses, you agree to pay all applicable fees. Payments are processed securely through third-party payment processors.

All fees are non-refundable unless otherwise specified in writing or required by applicable law. We reserve the right to modify our pricing at any time, but such changes will not affect existing enrollments.

Educational Disclaimers

Our educational services are provided for informational and educational purposes only. Important disclaimers include:

• No guarantee of trading success or financial results
• Trading involves substantial risk of loss
• Past performance does not indicate future results
• You should consult with qualified financial professionals before making investment decisions
• We are not licensed financial advisors or investment professionals

Limitation of Liability

To the maximum extent permitted by applicable law, Kuludra Milaj LLC and its directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of our services.

Our total liability for any claims arising from or related to our services shall not exceed the amount you paid to us for the specific service giving rise to the claim. Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless Kuludra Milaj LLC and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of our services, your violation of these Terms, or your violation of any rights of another party.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the Netherlands.

If you are a consumer residing in the European Union, you may also have rights under local consumer protection laws, and nothing in these Terms shall limit such rights.

Dispute Resolution

We encourage you to contact us directly to resolve any disputes or concerns. If a dispute cannot be resolved through direct communication, we may engage in mediation or other alternative dispute resolution methods before pursuing formal legal proceedings.

Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice, for any reason including but not limited to violation of these Terms.

You may terminate your use of our services at any time by discontinuing access to our website and services. Upon termination, your right to use our services will cease immediately, but the provisions of these Terms that by their nature should survive termination shall remain in effect.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published by us on our website, constitute the entire agreement between you and Kuludra Milaj LLC concerning our services and supersede all prior or contemporaneous communications and proposals.

Contact Information

If you have any questions about these Terms of Service, please contact us: